Xero
UK trades businesses (MTD-ready) and small firms wanting unlimited users.
At a glance
- Does
- Invoicing, Quotes, Payments
- Sold in
- United States & United Kingdom
- Best team size
- 1–50 people
- Trades
- Any trade
Good fit if
UK trades businesses (MTD-ready) and small firms wanting unlimited users.
Look elsewhere if
Very small US businesses whose bookkeeper only uses QuickBooks.
Our testing
We haven’t tested Xero hands-on yet. Everything above comes from Xero’s own website, read on 8 October 2026. The “good fit” and “look elsewhere” notes are our judgement from how Xero describes itself. When we’ve used it properly, this section will say what we found.